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SOUNDUNION

GREAT PLACE TO JAM & MEET OTHERS...
soundunion.com
(650) 241-4821
625 Broadway St Redwood City, CA
t's $400/month!!

SOMEONE YELPED:
Went to The HUB right across the street
for open mic / jam night.
buy the day of your first visit or the deal is gone
i

I thought I was operating within my limits, and needed a little more money today. Thought everything was ok...Then I got this message..." we won't take the action stated above if you make a payment of $3,560.00 by 11/14/2025."

kind of a threatening message... I wouldn't need the money if I didn'

If I didn't need it and can't pay that much back that quickly...

but fully intend to pay back all ASAP

this is for card 01009

I will quickly pull your account and check the information about the message you received.

I have an auto payment scheduled Nov 20 for minimum

I can't afford 3.k K at the moment

3.5K

Hopefully within a month I could do that

Thank you for the details.

As per your request, I have checked this for you. I see you have two card accounts, and you have reached the limit on your second card as well.

I realize this

I think I left a little there, a couple hundred

The message you have received was sent by our experts who review the account on regular basis.

It is always based on your spending and payment history.

What this means

As a responsible lender, we’re always monitoring our Card Members’ accounts. Based on what we know about your payment history, including payments made in relation to your current debt with American Express, as well as your credit scores and other credit bureau information, your account is being reviewed for a possible preset spending limit addition and/or limit reduction.

What you can do

Make a payment towards your balance to maintain your current limit – we won’t take the action stated above if you make a payment of $3,560.00 by 11/14/2025.

That's a mandatory payment required by American Express. So, the account is updated account accordingly.

It's not a threat, It is because the spending is very high and at this point of time we need this partial payment to keep your account with same limits.

I need longer to come up with that

but I won't ask for another dime till I can pay the 3.5K

If I had known this ahead of time I would have asked for a little less

Yes, rest assured. This is a one-time payment required. Unfortunately, it can't be avoided, and payment given date can't be extended.

wow,,, If I can't do that what happens?

It may impact your spending limit on card, nothing else.

3:05 PM

I think I'm at the limit now, and do't intend to spend more till I can pay this

Hopefully within 3 weeks, am waiting for home equity loan to come through

Thankyou for keeping us informed. I will update the note.

It would be nice if this un-wxpected problem didn't effect my credit report

Maybe this problem was mentioned in the many pages of fine print that I didn't read?

Credit reporting is a very sensitive information and we can't comment on this.

Regarding the credit reporting, you can speak to our Credit Bureau Unit by calling at 800-874-2717 (available Monday - Friday from 9 a.m. to 5:30 p.m. Eastern Time) for more information regarding our credit reporting policies and procedures.

ok ... but it's ok that I can't pay this amount till about 3 weeks from now?

Unfortunately, that

that'

That's not an available option. This payment date can't be extended.

I can't make a false promise.

I hope I have covered everything for you today?

the one thing you said was"It may impact your spending limit on card, nothing else."

Yes, but I can't comment anything on the credit reporting. It's a very sensitive information, and we don't know how this works. That's the reason, I asked you to chat with our expert to get clarification on that.

I greatly appreciate your kind understanding in this regard.

Please let me know if there are additional questions for me.

Pleasure is all mine. Thank you for remaining a loyal customer Since 2025. We think you're wonderful! Wishing you a great time ahead. Always happy to help.

It seems you are busy. I will be navigating away from this chat for now, please reconnect whenever you are available and we will be happy to assist again.

one last question

Sure. kindly ask your question.

The amount of withdrawal [4.2K] is still going to my bank, right

you just wanted most of it back in 3 days, right?

I have checked this for you and your auto payment is set up with following detials.

View History
Payment:
Minimum Due
Next Debit:
20 Nov 2025
AutoPay Amt:
$100.00

Hope this helps.

Hi just checking in, are you still with me?

t
hink I'm done...

Pleasure is all mine. Thank you for remaining a loyal customer Since 2025. We think you're wonderful! Wishing you a great time ahead. Always happy to help.

there wasn't an answer to my last Q?

An agent has now joined

The question is already answered above. I will send it again.

the Q was"The amount of withdrawal [4.2K] is still going to my bank, right"

this was the withdrawal today that soarked this problem

sparked

You need to make the payment of $3,560.00 by 11/14/2025. And I don't see the schedule payment of 4.2K from your bank account in any of your account.

May I know when exactly you make or scheduled the payment of $4.2k in your account?

Hi just checking in, are you still with me?

So this was around 2p today pacific time..., so I didn't actually
get anything today from this card, but instead even though I still had almost 5K left, you wanted a big payment in a couple days

wow I don't tu[e as fast a you

type

Sorry for the inconvenience caused.

The payment you have made today is not reflecting at our end as of now. I will request you to kindly wait for 24 hours to update the payment. It might be possible this will cover the payment required. You must inform me about the payment in beginning of chat.

Hope this informationhelps.

not much

I do apologize. Request you to kindly wait for 24 hours to update the payment at our end.

We will be able to confirm this after the payment reflect.

>> INCOME TAX INFO-
MERCURY SENT SOMETHING
LIKE A 1099
IT'S IN THE
MERCURY FOLDER @ ICHAZ!!
NEED JACK TO GET SOMEONE TO HELP ME

GOLD ≈ 3333 WHEN I GOT IN
NOW ≈ 4888 = 1555 INCREASE
THAT'S = 46% GROWTH
I INVESTED 100K SHOULD HAVE
46K = ≈ 4 MO OF HOMECARE $
ALSO MILEAGE ACCT? UPDATED? EMAIL 2/2

SOUNDUNION

KITCHEN FAWCETT VV

. . . . . . . . . . CH MEDS 9/25 . . . . . . . . . . . .

ALFUZOSIN 10MG ER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .URINE SPEED

ATENOLOL (25 MG ORAL TABLET). . . . . . . . . . . . . . . . . . . . . . .BETABLOCKER & B.P.
1 Tab, PO, BID, 180 Tab, 3 Refill(s)

ATORVASTATIN (20 MG ORAL TABLET). . . . . . . . . . . . . . . . . . . . . . . CHOLESTEROL
1 TaQ,PO, qOay, 90 Tab, 0 Refill(s)

BUSPIRONE 5MG. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ANXIETY

CANDESARTAN (16 MG ORAL TABLET). . . . . . . . . . . . . . . . . . . . . . . . CHOLESTEROL
1 Tab, PO, qDay, for 90 Day, 90 Tab, 3 Reflll(s)

DILTIAZEM 120 MG/24 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . AFIB
1 Cap, PO, qDay, 90 Cap, 3 Refill(s)

ELIQUIS 5 MG ORAL TABLET). APIXABAN . . . . . . . . . . . . . . . . . . . . . . . . CLOTTING
1 Tab, PO, BID, for 90 Day, PRN, 180 Tab, 1 Refill(s)

FARXIGA 10 MG ORAL TABLET) DAPAGLIFLOZIN . . . . . . . . . . . . . . . . . . DIABETES
1 Tab, PO, qDay

FAMOTIDINE (20 MG ORAL TABLET) . . . . . . . . . . . . . . . . . . . . . . . STOMACH ACID

FINASTERIDE 5MG . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . PROSTATE & HAIR

??? FLECAINIDE (FLECAINIDE 50 MG ORAL TABLET) ARRHYTHMIA
1 Tab, PO, every 12 hours, 180 Tab, 1 Refil{s)

MELOXICAM (MELOXICAM 15 MG ORAL TABLET). . . . . . . . . . . . . . . .INFLAMATION
1 Tab. PO. aDav. 90 Tab. 0 RefIIHs)

OZEMPIC 2 MG/3 ML (0.25 MG OR 0.5 MG DOSE) SEMAGLUTIDE . . . . . . DIABETES
0.5 mg, SUBCUT, qweek, rotate Injection sites, 4 Each, 11 Reflll(s)

XXX TERBINAFINE (TERBINAFINE 250 MG ORAL TABLET). ANTIFUNGAL
1 Tab, PO, qDay, 90 Tab, 0 Reflll{s)

ULORIC 40 MG ORAL TABLET). FEBUXOSTAT. . . . . . . . . . . . . . . . . . . . . . . . . . GOUT
1 Tab, PO, qDay, 90 Tab, 0 RefiU(s)

WELBUTRIN 300 MG/24 HOURS (XL) E. REL.) BUPROPION . . . . . . . . DEPRESSION
1 Tab, PO. aDav, 60 Tab, 0 Refill(s)

A real question from a Trump supporter: ‘Why do liberals think Trump supporters are stupid?’

THE SERIOUS ANSWER: Here’s what the majority of anti-Trump voters honestly feel about Trump supporters en masse:

That when you saw a man who had owned a fraudulent University, intent on scamming poor people, you thought "Fine." (https://www.usatoday.com/.../trump-university.../502387002/)

That when you saw a man who had made it his business practice to stiff his creditors, you said, "Okay." (https://www.thedailybeast.com/trump-hotel-paid-millions...)

That when you heard him proudly brag about his own history of sexual abuse, you said, "No problem." (https://abcnews.go.com/.../list-trumps-accusers.../story...)

That when he made up stories about seeing Muslim-Americans in the thousands cheering the destruction of the World Trade Center, you said, "Not an issue." (https://www.washingtonpost.com/.../donald-trumps.../)

That when you saw him brag that he could shoot a man on Fifth Avenue and you wouldn't care, you exclaimed, "He sure knows me." (https://www.usatoday.com/.../president-donald.../4073405002/)

That when you saw him mock the disabled, you thought it was the funniest thing you ever saw. (https://www.nbcnews.com/.../donald-trump-criticized-after...)

That when you heard him brag that he doesn't read books, you said, "Well, who has time?" (https://www.theatlantic.com/.../americas-first.../549794/)

That when the Central Park Five were compensated as innocent men convicted of a crime they didn't commit, and he angrily said that they should still be in prison, you said, "That makes sense." (https://www.usatoday.com/.../what-trump-has.../1501321001/)

That when you heard him tell his supporters to beat up protesters and that he would hire attorneys, you thought, "Yes!" (https://www.latimes.com/.../la-na-trump-campaign-protests...)

That when you heard him tell one rally to confiscate a man's coat before throwing him out into the freezing cold, you said, "What a great guy!" (https://www.independent.co.uk/.../donald-trump-orders...)

That you have watched the parade of neo-Nazis and white supremacists with whom he curries favor, while refusing to condemn outright Nazis, and you have said, "Thumbs up!" (https://www.theatlantic.com/.../why-cant-trump.../567320/)

That you hear him unable to talk to foreign dignitaries without insulting their countries and demanding that they praise his electoral win, you said, "That's the way I want my President to be." (https://www.huffpost.com/.../trump-insult-foreign...)

That you have watched him remove expertise from all layers of government in favor of people who make money off of eliminating protections in the industries they're supposed to be regulating and you have said, "What a genius!" (https://www.politico.com/.../138-trump-policy-changes...)

That you have heard him continue to profit from his businesses, in part by leveraging his position as President, to the point of overcharging the Secret Service for space in the properties he owns, and you have said, "That's smart!" (https://www.usnews.com/.../how-is-donald-trump-profiting...)

That you have heard him say that it was difficult to help Puerto Rico because it was in the middle of water and you have said, "That makes sense." (https://www.washingtonpost.com/.../the-very-big-ocean.../)

That you have seen him start fights with every country from Canada to New Zealand while praising Russia and quote, "falling in love" with the dictator of North Korea, and you have said, "That's statesmanship!" (https://www.cnn.com/.../donald-trump-dictators.../index.html)

What you don't get, Trump supporters, is that our succumbing to frustration and shaking our heads, thinking of you as stupid, may very well be wrong and unhelpful, but it's also... hear me... charitable.

Because if you're NOT stupid, we must turn to other explanations, and most of them are less flattering.

- Adam-Troy Castro

>> INCOME TAX INFO- MERCURY SENT SOMETHING LIKE A 1099 IT'S IN THE MERCURY FOLDER @ ICHAZ!! NEED JACK TO GET SOMEONE TO HELP ME

GOLD ≈ 3333 WHEN I GOT IN NOW ≈ 4888 = 1555 INCREASE THAT'S = 46% GROWTH I INVESTED 100K SHOULD HAVE 46K = ≈ 4 MO OF HOMECARE $ ALSO MILEAGE ACCT? UPDATED? EMAIL 2/2

SOUNDUNION

KITCHEN FAWCETT VV

. . . . . . . . . . CH MEDS 9/25 . . . . . . . . . . . . ALFUZOSIN 10MG ER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .URINE SPEED

ATENOLOL (25 MG ORAL TABLET). . . . . . . . . . . . . . . . . . . . . . .BETABLOCKER & B.P. 1 Tab, PO, BID, 180 Tab, 3 Refill(s)

ATORVASTATIN (20 MG ORAL TABLET). . . . . . . . . . . . . . . . . . . . . . . CHOLESTEROL 1 TaQ,PO, qOay, 90 Tab, 0 Refill(s)

BUSPIRONE 5MG. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ANXIETY CANDESARTAN (16 MG ORAL TABLET). . . . . . . . . . . . . . . . . . . . . . . . CHOLESTEROL 1 Tab, PO, qDay, for 90 Day, 90 Tab, 3 Reflll(s)

DILTIAZEM 120 MG/24 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . AFIB 1 Cap, PO, qDay, 90 Cap, 3 Refill(s)

ELIQUIS 5 MG ORAL TABLET). APIXABAN . . . . . . . . . . . . . . . . . . . . . . . . CLOTTING 1 Tab, PO, BID, for 90 Day, PRN, 180 Tab, 1 Refill(s)

FARXIGA 10 MG ORAL TABLET) DAPAGLIFLOZIN . . . . . . . . . . . . . . . . . . DIABETES 1 Tab, PO, qDay

FAMOTIDINE (20 MG ORAL TABLET) . . . . . . . . . . . . . . . . . . . . . . . STOMACH ACID

FINASTERIDE 5MG . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . PROSTATE & HAIR

??? FLECAINIDE (FLECAINIDE 50 MG ORAL TABLET) ARRHYTHMIA 1 Tab, PO, every 12 hours, 180 Tab, 1 Refil{s)

MELOXICAM (MELOXICAM 15 MG ORAL TABLET). . . . . . . . . . . . . . . .INFLAMATION 1 Tab. PO. aDav. 90 Tab. 0 RefIIHs)

OZEMPIC 2 MG/3 ML (0.25 MG OR 0.5 MG DOSE) SEMAGLUTIDE . . . . . . DIABETES 0.5 mg, SUBCUT, qweek, rotate Injection sites, 4 Each, 11 Reflll(s)

XXX TERBINAFINE (TERBINAFINE 250 MG ORAL TABLET). ANTIFUNGAL 1 Tab, PO, qDay, 90 Tab, 0 Reflll{s) ULORIC 40 MG ORAL TABLET). FEBUXOSTAT. . . . . . . . . . . . . . . . . . . . . . . . . . GOUT 1 Tab, PO, qDay, 90 Tab, 0 RefiU(s)

WELBUTRIN 300 MG/24 HOURS (XL) E. REL.) BUPROPION . . . . . . . . DEPRESSION 1 Tab, PO. aDav, 60 Tab, 0 Refill(s)

A real question from a Trump supporter: ‘Why do liberals think Trump supporters are stupid?’

THE SERIOUS ANSWER: Here’s what the majority of anti-Trump voters honestly feel about Trump supporters en masse:

That when you saw a man who had owned a fraudulent University, intent on scamming poor people, you thought "Fine." (https://www.usatoday.com/.../trump-university.../502387002/)

That when you saw a man who had made it his business practice to stiff his creditors, you said, "Okay." (https://www.thedailybeast.com/trump-hotel-paid-millions...)

That when you heard him proudly brag about his own history of sexual abuse, you said, "No problem." (https://abcnews.go.com/.../list-trumps-accusers.../story...)

That when he made up stories about seeing Muslim-Americans in the thousands cheering the destruction of the World Trade Center, you said, "Not an issue." (https://www.washingtonpost.com/.../donald-trumps.../)

That when you saw him brag that he could shoot a man on Fifth Avenue and you wouldn't care, you exclaimed, "He sure knows me." (https://www.usatoday.com/.../president-donald.../4073405002/)

That when you saw him mock the disabled, you thought it was the funniest thing you ever saw. (https://www.nbcnews.com/.../donald-trump-criticized-after...)

That when you heard him brag that he doesn't read books, you said, "Well, who has time?" (https://www.theatlantic.com/.../americas-first.../549794/)

That when the Central Park Five were compensated as innocent men convicted of a crime they didn't commit, and he angrily said that they should still be in prison, you said, "That makes sense." (https://www.usatoday.com/.../what-trump-has.../1501321001/)

That when you heard him tell his supporters to beat up protesters and that he would hire attorneys, you thought, "Yes!" (https://www.latimes.com/.../la-na-trump-campaign-protests...)

That when you heard him tell one rally to confiscate a man's coat before throwing him out into the freezing cold, you said, "What a great guy!" (https://www.independent.co.uk/.../donald-trump-orders...)

That you have watched the parade of neo-Nazis and white supremacists with whom he curries favor, while refusing to condemn outright Nazis, and you have said, "Thumbs up!" (https://www.theatlantic.com/.../why-cant-trump.../567320/)

That you hear him unable to talk to foreign dignitaries without insulting their countries and demanding that they praise his electoral win, you said, "That's the way I want my President to be." (https://www.huffpost.com/.../trump-insult-foreign...)

That you have watched him remove expertise from all layers of government in favor of people who make money off of eliminating protections in the industries they're supposed to be regulating and you have said, "What a genius!" (https://www.politico.com/.../138-trump-policy-changes...)

That you have heard him continue to profit from his businesses, in part by leveraging his position as President, to the point of overcharging the Secret Service for space in the properties he owns, and you have said, "That's smart!" (https://www.usnews.com/.../how-is-donald-trump-profiting...)

That you have heard him say that it was difficult to help Puerto Rico because it was in the middle of water and you have said, "That makes sense." (https://www.washingtonpost.com/.../the-very-big-ocean.../)

That you have seen him start fights with every country from Canada to New Zealand while praising Russia and quote, "falling in love" with the dictator of North Korea, and you have said, "That's statesmanship!" (https://www.cnn.com/.../donald-trump-dictators.../index.html)

What you don't get, Trump supporters, is that our succumbing to frustration and shaking our heads, thinking of you as stupid, may very well be wrong and unhelpful, but it's also... hear me... charitable.

Because if you're NOT stupid, we must turn to other explanations, and most of them are less flattering.

- Adam-Troy Castro

>> INCOME TAX INFO-
MERCURY SENT SOMETHING
LIKE A 1099
IT'S IN THE
MERCURY FOLDER @ ICHAZ!!
NEED JACK TO GET SOMEONE TO HELP ME

GOLD ≈ 3333 WHEN I GOT IN
NOW ≈ 4888 = 1555 INCREASE
THAT'S = 46% GROWTH
I INVESTED 100K SHOULD HAVE
46K = ≈ 4 MO OF HOMECARE $
ALSO MILEAGE ACCT? UPDATED? EMAIL 2/2

. . . . . . . . . . CH MEDS 9/25 . . . . . . . . . . . .

ALFUZOSIN 10MG ER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .URINE SPEED

ATENOLOL (25 MG ORAL TABLET). . . . . . . . . . . . . . . . . . . . . . .BETABLOCKER & B.P.
1 Tab, PO, BID, 180 Tab, 3 Refill(s)

ATORVASTATIN (20 MG ORAL TABLET). . . . . . . . . . . . . . . . . . . . . . . CHOLESTEROL
1 TaQ,PO, qOay, 90 Tab, 0 Refill(s)

BUSPIRONE 5MG. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ANXIETY

CANDESARTAN (16 MG ORAL TABLET). . . . . . . . . . . . . . . . . . . . . . . . CHOLESTEROL
1 Tab, PO, qDay, for 90 Day, 90 Tab, 3 Reflll(s)

DILTIAZEM 120 MG/24 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . AFIB
1 Cap, PO, qDay, 90 Cap, 3 Refill(s)

ELIQUIS 5 MG ORAL TABLET). APIXABAN . . . . . . . . . . . . . . . . . . . . . . . . CLOTTING
1 Tab, PO, BID, for 90 Day, PRN, 180 Tab, 1 Refill(s)

FARXIGA 10 MG ORAL TABLET) DAPAGLIFLOZIN . . . . . . . . . . . . . . . . . . DIABETES
1 Tab, PO, qDay

??? FLECAINIDE (FLECAINIDE 50 MG ORAL TABLET) ARRHYTHMIA
1 Tab, PO, every 12 hours, 180 Tab, 1 Refil{s)

MELOXICAM (MELOXICAM 15 MG ORAL TABLET). . . . . . . . . . . . . . . .INFLAMATION
1 Tab. PO. aDav. 90 Tab. 0 RefIIHs)

OZEMPIC 2 MG/3 ML (0.25 MG OR 0.5 MG DOSE) SEMAGLUTIDE . . . . . . DIABETES
0.5 mg, SUBCUT, qweek, rotate Injection sites, 4 Each, 11 Reflll(s)

XXX TERBINAFINE (TERBINAFINE 250 MG ORAL TABLET). ANTIFUNGAL
1 Tab, PO, qDay, 90 Tab, 0 Reflll{s)

ULORIC 40 MG ORAL TABLET). FEBUXOSTAT. . . . . . . . . . . . . . . . . . . . . . . . . . GOUT
1 Tab, PO, qDay, 90 Tab, 0 RefiU(s)

WELBUTRIN 300 MG/24 HOURS (XL) E. REL.) BUPROPION . . . . . . . . DEPRESSION
1 Tab, PO. aDav, 60 Tab, 0 Refill(s)